What are the benefits of applying for SFE?
• Student Finance (funded by the government) makes it possible for students from all backgrounds to attend university.
• The package includes a loan for course fees, as well as a means-tested Maintenance Loan or Grant for living expenses.
• UK universities can charge up to £9,250 a year in tuition fees, but you'll pay nothing upfront if you're eligible for Student Finance.
• If you need extra cash because of a health condition, childcare costs, or clinical placements, or if you are struggling to pay your bills, you may be eligible for financial assistance.
• Student Finance must be repaid, but don't let that discourage you! The repayments of student loans work more like a graduate tax, which is much easier to manage after university.
• Only after you have completed your course AND earned enough to repay the loan you would be starting to repay the student loan. Payments depend on your income and stop altogether if you fall too far behind.
• For the most part, Student Finance is reserved for UK students, but if you're from the EU – or meet other eligibility criteria – you may get support.

Repayment
One of the benefits of a student loan is its flexibility in its repayment. Your repayments are due to start from the following April from when you finish your course, but you must meet some minimum thresholds such as earning a minimum of £27,300. Your repayments are low as your phone bill starting at £35 per month is deducted directly from your pay through your employer.
Of course, this will rise as your pay increases at the rate of 9% of any income above the minimum threshold. If you stop working or earn below the minimum threshold then your repayments stop until you are above the threshold and the debt is written off 30 years after you were due to start repayment.

Non-repayable grants/Allowances
Disability Student Allowance (DSA) -
Did you know that you could get personalised support to complete your studies if you have a disability, condition, or impairment?
The DSA covers various areas such as allowances for specialist equipment, one-to- one mentoring & support from a specialist, and general allowance for things such as travel and other small expense you may have.
How much allowance you get depends on your individual needs which will be assessed up application, unlike the maintenance loan, which isn’t based on your income and does not have to be repaid.

Childcare grant –
Did you know that you could get 85% of your childcare costs covered If you enroll on a full-time course?
Having children is one of the best things in life, but don’t let it get in the way of your dreams. If you are enrolled in a full-time course, the child car allowance will give you the chance to get almost all your costs covered, up to £180 for one child or up to £307 for two or more children.
Although this is based on your income, it does not have to be repaid.